Living Benefits

CRITICAL ILLNESS (*)
If you develop an illness that requires long-term treatment and recovery, critical illness insurance helps you cover basic household expenses so you don’t have to withdraw from your RRSP or other savings. It’s also a great option for self-employed business owners to keep their business operating during convalescence. With critical illness insurance, you have the freedom to solely focus on your recovery.

 
DISABILITY INSURANCE (*)
In the unfortunate event you become disabled and are unable to earn an income, disability insurance can help by replacing a portion of your income over the short or long term. Disability can result from a number of causes, including a personal injury, serious illness, or mental health issue. Benefits can be used to cover household or other important expenses, as you see fit.